Shopify Capital
Holiday success starts with funding
Join businesses hitting record-breaking numbers. Boost your cash flow, increase sales, and accelerate growth with funding through Shopify Capital.
Real numbers, real growth, and real success
Without Shopify Capital, we’d be two, three, or maybe four years behind where we are today.
I’d still be working 9-to-5 and struggling to reinvest in the business if it weren't for Shopify Capital.
Ready for 135% more sales?
Merchants who accepted funding through Shopify Capital during the Black Friday Cyber Monday season saw a 135% increase in gross merchandise value (GMV) over the following six months compared to those who didn't.*
Get the cash you need without the hassle
Minimal paperwork
Easy application with no credit checks and no personal guarantee.
Fast deposits
Receive your funds in as quick as two business days, if approved.
One platform
Simplify your peak season operations by managing funds in your store admin.
Customized offers
Take control of your growth with offers based on your business performance.
Your money, your call
Invest in inventory, marketing, payroll, or what your business needs most.
Equity-free funding
Access funding while maintaining full ownership of your business.
How it works
Review offers
Apply with minimal paperwork, no credit checks
Receive funding
As quick as 2 business days, if approved
Repay automatically
With a fixed percentage of your store’s daily sales
Shopify Capital
Take the first step towards a successful season
Resources
Holiday prep guide
Learn how businesses use funding through Shopify Capital to prep for peak season.
Reach all your goals
Find out how you can boost holiday sales with funding through Shopify Capital.
Help Center
Dive into the specifics of Shopify Capital, from eligibility to repayment.
- All loans through Shopify Capital are issued by WebBank.
- Offers to apply do not guarantee funding. Shopify Capital loans are repaid based on a percentage of daily sales. The maximum repayment term is 18 months, and 2 minimum payments apply. The actual time period within which the loan is repaid may be less than 18 months.
- *The statistic is based on Shopify Capital eligible shops who received funding through Shopify Capital during the 2022 BFCM period (July 1, 2022 and Nov 30, 2022). The analysis provides the median cumulative GMV performance of these shops in the following 6 months of funding (Dec. 1, 2022 through June 1, 2023). Based on internal Shopify data. Results may vary for every merchant.